Payday loans have been in the news a lot recently, but not all short-term loans carry the same risks.. Some payday loan companies gather your personal information and then shop around for a lender. That means your information could go out to third parties as part of the lending process.
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Payday loans are meant for emergencies. If you find yourself using them to pay regular bills, you should consider credit counseling, debt-management aid or other type of assistance. There are nonprofit agencies that help consumers who have ongoing, excessive debt.