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Title loans are another type of predatory loan that offers short-term payback periods at high interest rates. Vehicle title loans require that borrowers provide the title to their vehicles to their lenders the vehicle is used as collateral by the title loan lender.
Some payday loan companies gather your personal information and then shop around for a lender. That means your information could go out to third parties as part of the lending process. Other companies will even sell contact information, leaving you dealing with sales calls and spam emails.