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Payday loans are no different. Typically payday lenders dont consider your ability to repay the loan. Research by PEW Trusts on internet-based payday loans finds that lender practices often have serious detrimental effects on consumers. Specifically, PEW finds that the typical payday loan...
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Affordability tests by other payday lenders said to be as bad or worse than Wongas, which has been forced to write off 220m
A payday loan default can drain your bank account and trigger collection calls, a lawsuit and wage garnishment.. You should not prioritize paying the payday lender over putting food on the table or paying the rent, Saunders says. Cover basic needs first
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Payday loans are a means of short-term borrowing that typically does not require a credit check. Loans are due within 14 days or when you receive your next. While payday loans typically do not require credit checks, they often require a postdated check or electronic access to your checking account.