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A payday loan default can drain your bank account and trigger collection calls, a lawsuit and wage garnishment. Here are some actions you can take to protect yourself if you cannot. Failure to repay a loan is not a criminal offense. In fact, its illegal for a lender to threaten a borrower with arrest or jail.
Payday loans are bad. Most people will agree. But these mind-boggling stats show just how harmful these short-term predatory loans can be.. Unlike most personal loans, which are paid back over a period of years, payday loans only have a two-week payment term, so it might seem like theyre more...
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