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A payday loan default can drain your bank account and trigger collection calls, a lawsuit and wage garnishment. Here are some actions you can take to protect yourself if you cannot. Failure to repay a loan is not a criminal offense. In fact, its illegal for a lender to threaten a borrower with arrest or jail.
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By taking out a payday loan, you can avoid the penalties that come with unpaid bills, bounced checks and overdrawn bank accounts.. Are Cash Til Payday Loans Alternatives Safe? The monetary limit of a LendUp Loan varies from state to state and person to person.
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Payday loans are bad. Most people will agree. But these mind-boggling stats show just how harmful these short-term predatory loans can be.. 5 Alarming Payday Loan Statistics. Expert data on affordability, loan rollover, and APR that will make you think twice before borrowing.
Payday loans are meant for emergencies. If you find yourself using them to pay regular bills, you should consider credit counseling, debt-management aid or other type of assistance. There are nonprofit agencies that help consumers who have ongoing, excessive debt.
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