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Short-term loans, like payday loans, that carry a combination of high interest and short-terms, can be difficult to repay on time.. An online payday loan is a short term, small dollar loan secured by your paycheck. The entire transaction occurs online.
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What Exactly Are Cash Til Payday Loans? By taking out a payday loan, you can avoid the penalties that come with unpaid bills, bounced checks and overdrawn bank accounts. This type of loan is a quick alternative to a traditional loan, and can be helpful in emergencies.