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A payday loan default can drain your bank account and trigger collection calls, a lawsuit and wage garnishment.. You should not prioritize paying the payday lender over putting food on the table or paying the rent, Saunders says. Cover basic needs first
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Payday loans are meant for emergencies. If you find yourself using them to pay regular bills, you should consider credit counseling, debt-management aid or other type of assistance. There are nonprofit agencies that help consumers who have ongoing, excessive debt.
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