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Payday loans are bad. Most people will agree. But these mind-boggling stats show just how harmful these short-term predatory loans can be.. This is important because it allows you to accurately compare different kinds of loans. Unlike most personal loans, which are paid back over a period of...
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Payday alternative loans cost less than traditional payday loans. PALs are offered by some federal credit unions, and borrowers must be members to qualify.. Credit union loans that arent official PALs can have a maximum APR of 18%, according to federal law. That might seem like a better deal than a...