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Payday loans have been in the news a lot recently, but not all short-term loans carry the same risks.. Some payday loan companies gather your personal information and then shop around for a lender. That means your information could go out to third parties as part of the lending process.
OppLoans. Payday Loans. Loan Amount.. Payday loans are no different. Typically payday lenders dont consider your ability to repay the loan. Research by PEW Trusts on internet-based payday loans finds that lender practices often have serious detrimental effects on consumers.
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A payday loan default can drain your bank account and trigger collection calls, a lawsuit and wage garnishment. Here are some actions you can take to protect yourself if you cannot. Failure to repay a loan is not a criminal offense. In fact, its illegal for a lender to threaten a borrower with arrest or jail.