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The loan is paid back when you receive your next paycheck or another agreed-upon date, often within a two-week or one-month period. You provide a postdated check or access to your checking account so the lender can process payment for the balance plus fees and interest on the agreed-upon date.
Payday alternative loans cost less than traditional payday loans. PALs are offered by some federal credit unions, and borrowers must be members to qualify.. Credit union loans that arent official PALs can have a maximum APR of 18%, according to federal law. That might seem like a better deal than a...
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