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Rating: 5 / 5 - 97 votes

Refinancing replaces multiple student loans with a single private loan at a lower interest rate. You can choose a new loan term thats shorter than the one you originally received. That may increase your monthly payment, but it will help you pay the debt faster and save money on interest.

  • Refinance if you have good credit and a steady job
  • Identify which student loan to pay off first
  • Learn 10 ways to trick yourself into saving